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Can I transfer my RMD from my 401k into my Roth IRA after paying the tax? I am 70-1/2 this year.
Can I transfer my RMD from my 401k into my Roth IRA after paying the tax? I am 70-1/2 this year.
Answered 4/6/2012 | Answer This | 2 Answers | See Question
I have the option at work to open a Roth IRA or a Simple IRA. Which is better?
Are there major differences between the two?
Answered 4/1/2012 | Answer This | 2 Answers | See Question
Early withdrawal on a Roth IRA
I know if you perform an early withdrawal on a Roth IRA, a penalty is incurred. Do you still have to pay taxes since it's an early withdrawal? Or do you only have to pay the penalty since the taxes were...
Answered 3/20/2012 | Answer This | 3 Answers | See Question
I deposited 11,000 into my Roth IRA account about 4 years ago, and I need the money now. My account is now worth 9,600 only. After reading the posts here, I should be able to cash it without any penalties or taxes....
Answered 2/22/2012 | Answer This | 1 Answer | See Question
My husband has a 401K plan at work but the employer doesn't match so it isn't growing very fast. I know you get taxed if you withdraw this. My question is would you just stop contributing to the 401K...
Answered 2/21/2012 | Answer This | 3 Answers | See Question
My Roth IRA custodian wants to put my money into Unit Investment Trust that are stocks only for 10 years and charge me 2.5% to do so. I think the cost is high, what do you think?
Answered 10/25/2011 | Answer This | 3 Answers | See Question
Who do you consult for investment advice, especially with precious metals?
For a long time, I have been wanting to open a Roth IRA, but after everything I am hearing about the declining dollar and the rise of gold and silver, I am confused on what I need to do. I looked into a self-directed...
Answered 10/6/2011 | Answer This | 3 Answers | See Question
I am 54 years old. I wish to cash in my roth ira. What penalties or taxes will I pay?
Answered 8/23/2011 | Answer This | 2 Answers | See Question
If you move money out of a 401K and into an IRA and you make no changes to the stocks you have, does the money grow at the same rate with the IRA as it did with the 401K? Also, what are the benefits of an IRA...
Answered 8/19/2011 | Answer This | 2 Answers | See Question
My husband and I are in our 60's, still working with no plans to retire. I am going to open a Roth IRA. Can we contribute $12000?
Answered 8/4/2011 | Answer This | 3 Answers | See Question
Taking out your 401K and buying gold?
After my husband was laid off, he put his 401K into a Roth IRA. Since the interest rate is so low, he is talking about pulling it out and buying gold. Is this a good idea?
Answered 7/28/2011 | Answer This | 2 Answers | See Question
If my employer matches up to 4% on their 401K and I want to invest 10% of my salary, am I better off putting that extra 6% in the 401K or in something else like a Roth IRA?
Answered 7/22/2011 | Answer This | 4 Answers | See Question
Can you have both a sep ira and a roth ira?
Asked 6/30/2011 | Answer This | 0 Answers | See Question
I am a 40 year-old teacher and plan to retire with full benefits at 55. My house will be paid for in 10 years. With my TRS retirement, I will make about 2922/mo. after taxes. To supplement this, should I fund...
Answered 6/14/2011 | Answer This | 1 Answer | See Question
I messed up and created a Roth Ira in April of this year. I found out that you have to have wages not retirement, interest, and social security. I only have $59.40 in wages from a company paid life insurance policy....
Answered 6/13/2011 | Answer This | 2 Answers | See Question
What is the marginal tax rate?
I have a Roth IRA. I thought any money taken out after age 59 was untaxed. Why is there a category for "marginal tax rate", and why is it set at 25%?
Answered 6/9/2011 | Answer This | 1 Answer | See Question
Maximum yearly contribution roth ira for 2008?
Answered 6/5/2011 | Answer This | 1 Answer | See Question
Answered 5/29/2011 | Answer This | 2 Answers | See Question
What is the maximum roth ira contribution?
Answered 5/28/2011 | Answer This | 1 Answer | See Question
What's the best way to invest a QDRO?
Once a QDRO is receieve what's the best way to invest? Should it be rolled over in to Roth IRA or regular retirment? Should it be invested in stocks and bonds? Should it be invested in Real Estate Property?...
Answered 5/26/2011 | Answer This | 2 Answers | See Question
Step mom and dad trying to claim step son who lives with us during the whole school year
For the last 3 years my step son has kived wit us during the week days and gose to his moms on the weekends. My husband and I have gone to court to get full custody of my step son and are still waiting but so...
Answered 2/18/2011 | Answer This | 1 Answer | See Question
Regarding saving for my retirement
Which should I fund first, my Roth IRA or my 401k?
Answered 2/17/2011 | Answer This | 5 Answers | See Question
IRA questions get one.. dont get one?
I cashed out a life insurance policy with the cash surrender value at 10k because the company that had it started withdrawing money to pay for this that & everything. So I wanted to take what I got from them...
Answered 2/17/2011 | Answer This | 1 Answer | See Question
What are the limitations for a roth ira?
Answered 2/9/2011 | Answer This | 1 Answer | See Question
What is a Roth IRA conversion?
I need the answer for the 2010 and 2011 tax return.
Answered 2/8/2011 | Answer This | 1 Answer | See Question
This year, due my having two employers, excess 401K contributions were made by me; ~$11,000.00 too much. My current employers’ 401K plan specifically states that they will not accept refund requests for excess...
Answered 1/28/2011 | Answer This | 2 Answers | See Question
Can one have a roth ira& 401(k)?
Answered 1/28/2011 | Answer This | 1 Answer | See Question
Can a retiree contribute to a roth ira?
Answered 1/26/2011 | Answer This | 2 Answers | See Question
Can an educational ira be converted to a roth ira?
Asked 1/25/2011 | Answer This | 0 Answers | See Question
What are the salary restrictions for a roth ira?
Asked 1/25/2011 | Answer This | 0 Answers | See Question
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